Credit & Portfolio Risk Managment Analysis
As an outgrowth of its initial consulting efforts, AgriLogic recognized the need to deliver up-to-date information to those making agriculture lending decisions. Specifically, AgriLogic targeted services towards those individuals in the farm credit industry to assist in credit and portfolio risk management decisions. The areas of focus included:
In addition to these services, AgriLogic has developed software products in a Windows® environment that distribute updated regional projections of commodity prices, input costs, farmland values and other key market trends on a quarterly basis to the loan officers and management of financial institutions. This software helps loan officers and management to evaluate the risk associated with the debt repayment capacity of individual customers, as well as the credit and collateral risk inherent in agricultural loan portfolios. Importantly, this software enables lending institutions to work with their customers in analyzing new loan requests in a pro forma context, as well as to examine various workout strategies when financial stress occurs.